SWP calculator (systematic withdrawal plan)
A Systematic Withdrawal Plan takes a fixed amount every month while the remaining balance keeps compounding.
Total withdrawn
₹36,00,000
Final balance
₹13,46,539
Corpus lasts
15+ years
Results are estimates for an assumed return and are not investment advice. Actual returns vary.
Frequently asked questions
What is an SWP calculator?
It shows how long a mutual fund corpus lasts with fixed monthly withdrawals at an assumed return.
How much can I withdraw monthly?
Try different amounts; if withdrawals exceed returns, the corpus shrinks over time.
SWP vs dividend (IDCW)?
SWP gives a fixed amount you choose; IDCW payouts depend on the fund and are not fixed.
What happens if withdrawals exceed returns?
The corpus shrinks every month and can run out; the chart shows when.
Is SWP taxed?
Each withdrawal may include capital gains that are taxable as per current rules.